Payday Loans

I'm shocked you all don't seem to be "into" my little budget project. I'll give you a sticker.

I'm going to assume that I don't need to warn you of the pitfalls of pawn shops, payday loans, checks cashed places, rapid refunds, and rent to own plans. If you can avoid them you should. You can avoid them by planning ahead with a little savings, putting off purchases, and opening a checking account.

Then comes the minor problem that some of my students simply can't open a checking account.*

* CORRECTION, now you can, since you don't need a social security number anymore. So no excuses.